The ZeroPlus+ Mortgage Loan

From the convenience of your SmartPhone.

Zero origination fee
Zero underwriting fee
Zero processing fee
Discounted Fee / Points 
PLUS a low rate AND $1,000 Closing Credit*

Types of Loans

Primary, Vacation & Investment Homes
Purchase and Refinance (cash-out too)

Conventional –min. 3% down payment
Fannie Mae – DU / Freddie Mac – LP
FHA – min. 3.5% down payment
VA – $0 down payment
USDA – $0 down payment
JUMBO – up to $3 million


Buyers save an average of $4,405 on “traditional lender fees” which leaves more money in your pocket!

Our Business Model

Traditional lenders charge more to cover the costs of local offices, lead generation, advertising programs, and marketing agreements. By eliminating those costs, we maximize consumer savings on each transaction.


Sellers can hold firm on their asking price – which will eliminate the need for negotiating closing costs.


Easily complete an application from your SmartPhone or computer and send financial docs right away. An underwriter reviews your application within 24 hours – giving you the ability to make a strong offer on your dream home.

My agent in no way pressured me to use [Keller Mortgage], she just mentioned that the program was available if I am interested in checking it out and comparing numbers.

Experiences With Keller Mortgage,

In the above example, fees & savings are based on a loan amount of 80% of the purchase price. 

To qualify for the $1,000 credit for closing costs the loan amount must be at least $150,000.

Ready to get started?

Contact your Keller Williams Realty Sioux Falls agent or click here to begin the application process!

Certain officers, directors, and owners of Keller Williams Realty, Inc. have ownership interest in Keller Mortgage. Keller Mortgage, LLC is an affiliate of Keller Williams Realty, Inc. This is not a commitment to lend. Buyers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria. No Lender fee loan is limited to loans when a Keller Williams agent is a party to the transaction. Lender credit is limited to loan amounts $150,000 and above when a Keller Williams agent is part of the transaction. Borrower is responsible for any rate buydown. VA Lender ID5601100000; FHA Direct-Endorsed Lender No. 241940009; Keller Mortgage is a licensed trade name of Keller Mortgage, LLC, 4725 Lakehurst Ct., Suite 400, Dublin, OH 43016.; Equal Housing Lender. South Dakota Mortgage Lender License ML #05173.

Keller Mortgage, LLC is a separate company from Keller Williams Realty Inc. Keller Williams Realty, Inc. is a real estate franchise company. Each Keller Williams office is independently owned and operated. Keller Williams Realty, Inc. is an Equal Opportunity Employer and supports the Fair Housing Act.